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I have a bitter moment when a friend of mine was going to be a father and was financially poor. Just looking at him with sympathy was the only option I had as I too was not able to help him financially. If only we had known about the Maternity Health Insurance. Now that I have learned about the existence of such name which could turn out to be a god's grace in such pregnancy I am going to refer it to every one I know. It is basically a card which when owned will be privileged with the cost reduction of up to 60 %. The card holder also get other facilities like the doctor visits, hospital stays, 24 hour counselling, new born tests and checkups to name a few. So this is a must to have for every soon to be a mother.